Last updated: January 29, 2018

These articles are for information purposes only and are the expressed opinions of myself, Lisa Ferland.

I am not a professional financial advisor or lawyer, and the content shared on this blog should not be taken as such. The opinions expressed on this blog are not meant to substitute professional financial and legal advice. You are taking the provided information at your own risk. I cannot guarantee results.

While I attempt to provide the most accurate, up-to-date information and will update any information I find out of date or incorrect, all information may not be 100% accurate.


Lisa Ferland Consulting is connected with affiliate advertising programs. If you visit sites or purchase anything through certain links on this website, or any of my social media platforms, I may be compensated for the visit or purchase. However, all opinions are my own and will be truthful, honest, and 100% mine.


At times, I may receive an item or service for free for a truthful review. I will only accept items and services that I enjoy, believe in, and believe can benefit my audience. I will not be compensated or swayed to offer a positive opinion.


Some posts may be sponsored posts, meaning I received compensation to include a product or business in the post. All opinions are my own and I will not be compensated to put the product or business in a positive light if I do not believe it myself.


This blog does accept forms of compensation for affiliate, and other collaborations – with discretion. These collaborations are agreed upon only when the author is allowed to maintain her own opinion and content. All content is written without bias.


Unless otherwise noted, I, Lisa Ferland, am the legal copyright holder of all material on my blog. Others may not use my content to reprint or publish without my written consent.


Lisa Ferland Consulting does not share or sell any personal information with other companies or spam lists. However, I am not responsible for the privacy practices of my advertisers or blog commenters.


I reserve the right to change the focus of my blog, shut it down, sell it, or change the Terms of Use at my own discretion, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

I also reserve the rights to edit or delete any comments submitted to lisaferland.com without notice if such comments are deemed to be spam, questionable spam, offensive, or include profanity or comments that attack a group or person.


This site may contain links to third-party web sites or services that are not owned or controlled by Lisa Ferland Consulting. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

I strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.


These Terms shall be governed and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions.

My failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding this Service, and supersede and replace any prior agreements I might have between us regarding the Service.


I reserve the right, at my sole discretion, to modify or replace these Terms at any time. If a revision is material I will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at my sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the site.


If you have any questions about these Terms, please contact me.